Gilt Funds Explained: How to Invest in Government Bonds
Introduction to Gilt Funds: The Trust of the Nation Imagine an investment that comes with the unshakeable promise of the Indian government. That, in essence, is the bedrock of Gilt Funds. For many of us, the world of finance can feel complex, filled with jargon and scary volatility. But when we talk about Gilt Funds, we are talking about stability. What is a Gilt Fund? Simply put, a...
Muhurat Trading 2025: Time, Date & Best Stock Picks This Diwali
Once a year, the Indian stock market opens for just one special hour—not for analysis or speculation, but for tradition and prosperity.That moment is called Muhurat Trading, and this year, it will take place on Monday, October 27, 2025, between 6:15 PM and 7:15 PM (IST)—marking the start of the new Hindu financial year, Samvat 2082. For millions of investors, that single hour is symbolic—a...
Section 54F and Capital Gains: Budget 2025’s Hidden Changes for Property Investors
Introduction: Understanding Capital Gains Tax on Property Investments Capital gains tax can significantly impact your property investment returns, especially when selling long-term assets. Capital gains are profits earned from selling a property at a price higher than its purchase cost. These gains are classified into two categories: Short-term capital gains: Properties held for 24...
Capital Expenditure vs. Revenue Expenditure: Smart Investment Insights for Wealthy Investors
When you check a company’s financial statements, profits may look attractive. But seasoned investors know profits alone don’t reveal the truth. To really judge whether a business is future-ready, you need to look at capital and revenue expenditure. These two numbers tell you how a company is spending its money—whether it’s preparing for growth or just covering daily costs. And for...
What is Encumbrance Certificate & Why Property Investors Need It?
Whether you’re buying your first home or investing ₹5 to ₹10 crore in real estate, ensuring a property has a clean legal record is crucial. One of the most important documents you need in this process is an Encumbrance Certificate (EC). In this article, we’ll break down the meaning of Encumbrance Certificate, who needs it, why it’s important, and how to get one online or...
How to Handle Exit Loads in Mutual Funds: A 2025 Guide from an Investor’s Perspective
Introduction: Why Exit Load Matters in 2025 What is an exit load in mutual fund? It may sound like another technical term tucked away in the fine print, but in 2025, understanding exit loads is essential for any smart investor. Exit load is the fee mutual funds charge you when you redeem your investment before a specified period. And it can quietly eat into your returns if...
New RoDTEP Scheme Guidelines 2025: Key Insights for Every Export-Focused Investment Portfolio
If you’re involved in exports or track policy shifts that shape market movements, you’ve likely come across the RoDTEP Scheme—short for Remission of Duties and Taxes on Exported Products. While it might sound technical, this policy is becoming central to India’s export strategy—especially after its latest 2025 update. Let’s decode what RoDTEP really means in its new avatar, what’s...
Are You Over-Insured or Under-Protected?
Why Balance in Insurance Matters Insurance is meant to provide security, not confusion. But in India, many people are either unknowingly paying too much for overlapping policies or dangerously under-insured without realizing it. The goal isn’t to have more insurance—it’s to have the right amount that fits your needs, protects your family, and doesn’t drain your finances....
India–US Trade Talks: Impact on Economic Growth and Economic Development
Introduction: Why Global Trade Talks Matter for India Trade negotiations between India and the U.S. are back in the headlines, with new political momentum and renewed investor attention. Former U.S. President Donald Trump’s recent remarks about pursuing a trade deal with India stirred interest across markets and policy circles. But while the rhetoric is loud, the progress behind the scenes...