Turn a future target into a practical monthly investment plan.
Start with a monthly SIP of
₹10,027Increase it by 10% every year to stay on track.
Illustrative projection only. Review the plan periodically as the goal, timeline, and expected returns change.
A milestone view based on the assumptions above.
| YEAR | MONTHLY SIP | TOTAL INVESTED | PROJECTED VALUE |
|---|---|---|---|
| Year 1 | ₹10,027 | ₹6,20,319 | ₹6,90,575 |
| Year 2 | ₹11,029 | ₹7,52,671 | ₹9,18,036 |
| Year 4 | ₹13,345 | ₹10,58,402 | ₹15,08,296 |
| Year 6 | ₹16,148 | ₹14,28,337 | ₹23,29,723 |
| Year 8 | ₹19,539 | ₹18,75,958 | ₹34,59,780 |
| Year 10 | ₹23,642 | ₹24,17,580 | ₹50,00,000 |
The calculator grows your current savings at the expected return, then works backwards to estimate the starting monthly SIP needed for the remaining target. A selected step-up increases that SIP once each year.
A yearly increase can reduce the SIP needed today, but select a step-up you can sustain as your income grows.
Enter the future amount you expect to need. If your target is in today's prices, inflate it before entering it here.
No. This is an illustration based on your expected-return assumption; market-linked returns are not guaranteed.
A Fintoo advisor can help stress-test the assumptions and choose investments suited to your timeline.
