Project what a one-time investment grows into, at any expected rate of return.
Illustrative only. Mutual fund investments are subject to market risk; the return shown is an assumption, not a guarantee.
| YEAR | VALUE | WEALTH GAINED |
|---|---|---|
| Year 0 | ₹1,00,000 | +₹0 |
| Year 1 | ₹1,12,000 | +₹12,000 |
| Year 2 | ₹1,25,440 | +₹25,440 |
| Year 3 | ₹1,40,493 | +₹40,493 |
| Year 4 | ₹1,57,352 | +₹57,352 |
| Year 5 | ₹1,76,234 | +₹76,234 |
| Year 6 | ₹1,97,382 | +₹97,382 |
| Year 7 | ₹2,21,068 | +₹1,21,068 |
| Year 8 | ₹2,47,596 | +₹1,47,596 |
| Year 9 | ₹2,77,308 | +₹1,77,308 |
| Year 10 | ₹3,10,585 | +₹2,10,585 |
A lumpsum investment means putting a single, one-time amount into a mutual fund or another market-linked instrument. It suits money already on hand, such as a bonus, maturity payout or savings ready to deploy.
Because the full amount is invested from day one, it has more time to compound, but is more exposed to short-term market timing.
A lumpsum suits money already available; a SIP suits money earned and invested gradually.
No. It is an illustration; actual market-linked returns are never guaranteed.
Usually yes, subject to the fund's redemption, exit-load and taxation terms.
No. This is a pre-tax, pre-expense estimate.
A Fintoo advisor can help you pick a fund and place this lumpsum, at no extra cost to browse.
