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The Roadmap To Create A Perfect Retirement Plan

Identifying Retirement Goals

Managing Investments

Identifying Ideal Investment Options

Achieving Retirement Goals

Steps To Create A Perfect Retirement Plan

  • ASSESS YOUR CURRENT FINANCIAL STANDING

    Our Retirement Planning Experts will perform an in-depth calculation using our unique and innovative AI-Powered Tool to identify if your current investments are enough to achieve your retirement goals or not.

    ASSESS YOUR CURRENT FINANCIAL STANDING

  • IDENTIFY NEW INVESTMENT AVENUES

    Based on the analysis, our Retirement Planning Experts ascertain additional investment options to aid your retirement planning journey. Going beyond retirement planning, our analysis also gives you effective tax planning and investment planning recommendations to complete your 360 degrees financial plan.

    IDENTIFY NEW INVESTMENT AVENUES

  • PUT THE PLAN INTO ACTION

    For any plan to become successful, it needs to be implemented correctly. Our Retirement Planning experts provide end-to-end assistance in putting your plan into action by helping you make the right investments. Moreover, they also actively manage your investments until you reach your desired goals.

    PUT THE PLAN INTO ACTION

    Glimpse Of Your Customised Financial Report

    Retirement Requirements

    We create a customized plan to solely fulfil your requirements and give you a comfortable retired life.

    Retirement Corpus

    Get a clear overview of your retirement surplus and shortfall i.e., an idea of how much time you need to achieve your goal.

    Projected Post Retirement Cashflow

    Get a detailed year-on-year outlook of the cashflow during your retired life.

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      FAQs

      Retirement planning is all about planning how exactly you wish to spend your retired life and how will you get the funds required to live your ideal retired life. Retirement planning is all about setting retirement goals, identifying investment avenues that will help you create the required retirement corpus, and ultimately investing in those avenues.

      Retirement planning is important because it helps you save enough money to support yourself and continue to maintain your desired standard of living even after the inflow of your regular income stops.

      The best time to start retirement planning is as early as possible. Probably, right from the day you start earning. Starting early gives your investments more time to grow and even experience the power of compounding.

      There is no specific amount that can be considered as an ideal retirement corpus. The amount depends upon the requirement of the person and the kind of lifestyle they expect to live post their retirement. Ideally, it is suggested that you should save and invest at least 15% of your annual income and also consider crucial elements like inflation, life expectancy, and emergency expenses while planning your retirement.

      While investment options like National Pension Schemes, Public Provident Funds, Mutual Funds, Tax-Free Bonds, and Senior Citizen Saving Scheme are some of the most prominent investment options for retirement planning. However, there are many more options which you can consider based on your risk profile and return requirements.

      Ideally, you are required to review your retirement plan once every year or after every major event in your life like marriage, birth or death of a family member, job change, increase in salary, etc. This will help you keep your plan on track and achieve your retirement goals.