Choose the plan thatpowers your financial future
Our AI Advisory tool gives you smarter insights and better decisions.
A plan for every financial journey
Start free, or unlock deeper analysis and personalised guidance as your goals grow.
Basic
Essential analysis to begin planning with confidence.
Free forever

Uses Basic simulations
What's included
- 1,000 AI calculation data points
- Mutual fund analysis
- Stock analysis (Coming Soon)
- Get your Freedom age
- Additional financial goal
- Debt restructuring guidance
- Expense pattern analysis
- Priority Fintoo team support
- Tax optimisation insights
- Time-bound financial action plan
- Target retirement-age planning
Pro
More data. Deeper financial insights.
per year
Just ₹4 per day

Uses Standard simulations
What's included
- 2,500 AI calculation data pointsMore data points for deeper financial comparisons and projections.
- Mutual fund analysis
- Stock analysis (Coming Soon)
- Get your Freedom age
- Access to Decision Center
- Additional financial goal
- Debt restructuring guidance
- Expense pattern analysis
- Priority Fintoo team support
- Tax optimisation insights
- Time-bound financial action plan
- Target retirement-age planning
Max
Maximum power. Priority advantage.
per year
Just ₹8 per day

Uses Premium simulations
What's included
- 5,000 AI calculation data points
- Mutual fund analysis
- Stock analysis (Coming Soon)
- Get your Freedom age
- Access to Decision Center
- Add more financial goal
- Debt restructuring guidance
- Expense pattern analysis
- Priority Fintoo team support
- Tax optimisation insights
- Time-bound financial action plan
- Target retirement-age planningSet your preferred retirement age and receive the investment adjustments needed to pursue it.

What are FinCoins?
FinCoins power the AI calculation data points used to compare scenarios and build your investment and retirement outlook.
Common questions
Everything you need to know before you choose a plan.
What are FinCoins?
FinCoins power AI calculation data points. These data points compare income, expenses, investments and inflation across financial scenarios to calculate your investment and retirement outlook.
Can I switch plans later?
Yes. You can move between Basic, Pro and Max whenever your planning needs change.
Is my data safe with Fintoo?
Yes. Fintoo uses bank-level security to keep your data safe, so you can focus on your financial future.
Which plan should I choose?
Start with Basic for essential analysis. Move to Pro for deeper calculations and advanced planning, or choose Max for the highest data-point allowance, an additional goal and priority support.
Ready to power your financial future?
Join Fintoo and let AI-powered insights guide every decision.