Coming soon · invite only
Your money already has a score. You've just never been shown it.
Fintoo AI reads your investments, spending, loans and goals as one system — scores where you stand out of 500, and names the single move that lifts it fastest.
Get early access- Simulations
- 5,000+
- AUT
- 5,000CR+
- In Industry
- 10 Years+
What opens on day one
See the problem. Know the next move.
Five answers, each worth points on your score. Together they explain the whole number.
Which funds are working — and which are not?
Every holding gets one plain-language health label. Weak funds, and the money sitting inside them, stop hiding behind a portfolio average.
- All SIPs, values and returns in one view
- Health check: Growing, Steady, Slipping, Declining
- One clear action on what needs attention now
Where is your money quietly leaking?
Spends, savings and investments split out month by month. Forgotten subscriptions and untagged EMIs get named with the amount attached — and you see what that money becomes if it goes into a goal instead.
- Spent
- ₹62,000
- Saved
- ₹19,000
- Invested
- ₹37,000
03 · Retirement modelling
When can you actually retire?
Assets and SIPs, minus liabilities, against the goals you've already set. Every projection runs across 5,000+ market paths, so you get a retirement age, a projected corpus and the surplus or shortfall behind it — not one flattering number.
Try it
Age 34 · ₹18 L invested · ₹20,000/mo SIP · ₹7 Cr target
62
Illustrative, at 10.5% p.a. Not assured returns.
Your whole financial life. One priority.
Assets, liabilities, insurance and goals come together into a single net-worth view. Then Fintoo AI pins Today’s Priority — the one action most worth taking now, with the reasoning attached.
- Net worth
- ₹46.75 L
- Assets
- ₹85.6 L
- Liabilities
- ₹38.9 L
One score for the household, not just for you.
Add your spouse, parents or children and their holdings fold into the same picture. Goals that the family funds together get planned together.
- A single list of family members you maintain once
- Details organised for easy access and updates
- Long-term wealth built on one shared plan
Ask Fintoo AI
Get simple answers about your money
Ask Aana a question and see a clear answer with the next step you can take.
Aana
Fintoo AI assistant
Yes. Reduce the loan amount or increase your monthly SIP to keep your retirement plan on track.
Current plan
Retire at 64
Aana's adjustment
Retire at 60
Be in the first batch
See your score before anyone else does.
Early access is limited. Waitlist members get in first and keep early-access pricing when we open to everyone.
Join the waitlist
Join the Fintoo AI Waitlist
Experience the future of financial planning