How to Handle Exit Loads in Mutual Funds: A 2025 Guide from an Investor’s Perspective
Introduction: Why Exit Load Matters in 2025 What is an exit load in mutual fund? It may sound like another technical term tucked away in the fine print, but in 2025, understanding exit loads is essential for any smart investor. Exit load is the fee mutual funds charge you when you redeem your investment before a specified period. And it can quietly eat into your returns if...
Debt vs Equity vs Hybrid Funds: How Investment Preferences Change with Age in India
When it comes to investing, one size never fits all. In India’s dynamic financial ecosystem, age plays a massive role in shaping how people choose to grow and protect their money. And it’s not just a hunch — it’s backed by data. A joint report by AMFI and Crisil Intelligence offers fascinating insight into how mutual fund preferences evolve with age. It turns out, we’re not just getting older...
Fixed Deposit Returns vs. Other Asset Classes Returns
Navigating today’s complex financial landscape can be daunting, with choices ranging from stocks and mutual funds to gold and fixed deposits (FDs). Amidst market volatility, experts advocate for constructing a diversified portfolio, leveraging assets like stocks or mutual funds to weather fluctuations. Gold serves as a stable diversifier, less susceptible to financial tightening,...