What is Encumbrance Certificate & Why Property Investors Need It?
Whether you’re buying your first home or investing ₹5 to ₹10 crore in real estate, ensuring a property has a clean legal record is crucial. One of the most important documents you need in this process is an Encumbrance Certificate (EC). In this article, we’ll break down the meaning of Encumbrance Certificate, who needs it, why it’s important, and how to get one online or...
New RoDTEP Scheme Guidelines 2025: Key Insights for Every Export-Focused Investment Portfolio
If you’re involved in exports or track policy shifts that shape market movements, you’ve likely come across the RoDTEP Scheme—short for Remission of Duties and Taxes on Exported Products. While it might sound technical, this policy is becoming central to India’s export strategy—especially after its latest 2025 update. Let’s decode what RoDTEP really means in its new avatar, what’s...
Are You Over-Insured or Under-Protected?
Why Balance in Insurance Matters Insurance is meant to provide security, not confusion. But in India, many people are either unknowingly paying too much for overlapping policies or dangerously under-insured without realizing it. The goal isn’t to have more insurance—it’s to have the right amount that fits your needs, protects your family, and doesn’t drain your finances....
Crizac Limited (Neutral)
Highlights Issue Size –: 3,51,02,040 sharesIssue Open/Close – 2 July / 4 July, 2025Price Band (Rs.) 233 – 245Issue Size (Rs.) – 8,600 mnFace Value (Rs) 2Lot Size (shares) 61 Crizac Limited (CRIZAC), incorporated in 2011, is a B2B education platform for agents and global institutions of higher education offering international student recruitment solutions to global...
Oswal Pumps Limited (May Subscribe)
Highlights Issue Size –: 2,25,95,114 sharesIssue Open/Close – 13 June / 17 June, 2025Price Band (Rs.) 584 – 614Issue Size (Rs.) – 13,873 mnFace Value (Rs) 1Lot Size (shares) 24 Oswal Pumps Limited (OPL), incorporated in 2003, is engaged in the business of manufacturing of solar-powered and grid-connected submersible and monoblock pumps, electric motors comprising induction...
Debt vs Equity vs Hybrid Funds: How Investment Preferences Change with Age in India
When it comes to investing, one size never fits all. In India’s dynamic financial ecosystem, age plays a massive role in shaping how people choose to grow and protect their money. And it’s not just a hunch — it’s backed by data. A joint report by AMFI and Crisil Intelligence offers fascinating insight into how mutual fund preferences evolve with age. It turns out, we’re not just getting older...
Refiring, Not Retiring: A Purposeful Approach to Retirement for Indian Investors
Let’s be honest — for most of us growing up in India, retirement always meant one thing: you work hard your whole life, raise a family, pay off your loans, and finally settle down into a slower pace of life. Maybe you move to your hometown, maybe you spend time with grandkids. The goal? To live off your savings and just “take it easy.” But that picture is changing. Rapidly. Today,...
Gold’s Glorious Run in 2025: What Indian Investors Must Know
Gold has always held a special place in the Indian heart and home. From weddings to Diwali to the arrival of a newborn, gold isn’t just bought, it’s celebrated. But in 2025, gold is doing more than just adorning our wrists and necks. It’s making headlines in the investment world — and for all the right reasons. At Fintoo, we’ve seen a sharp rise in conversations around gold. And the...
Quality Power Electrical Equipment Ltd (Avoid)
Highlights Issue Size –: 2,02,04,618 sharesIssue Open/Close – 14 Feb / 18 Feb, 2025Price Band (Rs.) 401 – 425Issue Size (Rs.) – 8,587 mnFace Value (Rs) 10Lot Size (shares) 26 Quality Power Electrical Equipment Limited (QPEEL) incorporated on 2001 is engage in the business of servicing global clients in critical energy transition equipment and power...