Systematic Transfer Plan (STP): The Key to Growing Your Wealth Smartly
Introduction: The Investment Dilemma Imagine you’ve just received a hefty bonus or sold a property, and now you’re pondering: “Should I invest this lump sum in the stock market?” The market’s volatility makes you hesitant. Enter the Systematic Transfer Plan (STP), a strategy that allows you to transfer funds from a debt to an equity mutual fund in a staggered...
Gold’s Glorious Run in 2025: What Indian Investors Must Know
Gold has always held a special place in the Indian heart and home. From weddings to Diwali to the arrival of a newborn, gold isn’t just bought, it’s celebrated. But in 2025, gold is doing more than just adorning our wrists and necks. It’s making headlines in the investment world — and for all the right reasons. At Fintoo, we’ve seen a sharp rise in conversations around gold. And the...
What is NFO in Mutual Funds? Should You Invest in It?
Investing in mutual funds can be exciting, but what about New Fund Offers (NFOs)? If you’ve encountered the term and are wondering what it means, you’re in the right place. Let’s break it down and help you decide whether an NFO is worth your investment. What is NFO? (NFO: Full Form and Meaning) An NFO, or New Fund Offer, marks the launch of a fresh mutual fund scheme,...
Market Morning Notes For 25th May 2023
Markets reacted lower amid worries over U.S. debt ceiling deal with banking stocks dragging Nifty lower by 0.3%. The Wave (ii) within Wave (5) seems to be in progress and expected to settle in range of 18230-18285. With advance decline ratio remaining in the positive terrain despite selling in large cap stocks. We expect current correction to be short lived before we see a near term upside...
Will Taxing High-Value Insurance Benefit Debt Mutual Funds?
Life insurance has always been a preferred investment option for all people due to the financial security it offers to a family after the demise of the policyholder. It also becomes ideal for people with a conservative risk profile. In the budget 2023, it was announced that high-value insurance purchases would henceforth be taxed with effect from 1st April 2023. This newly introduced...
Your Guide To Investing In Passive Mutual Funds
Mutual funds are an exceptional market-linked investment opportunity available at present, offering adequate risk diversification and the potential for significant long-term returns. However, selecting the right mutual fund can take time and effort, considering the range of options available in the market. To make the right investment decision, it is crucial to differentiate between the...
Star Rating Methodology Of Mutual Funds
Mutual Fund star rating methodology is a measure of its performance with respect to the returns, risk, and the fund’s capacity to generate returns at a particular level of risk. This rating system primarily focuses on comparing the performance of the fund within its category. Apart from the comparison, factors like Date of inception, YTM, Expense ratio, etc. also play a vital role in...
Understanding Indexation In Debt Mutual Funds
Attributing to the rise in inflation, it has become a requisite to have sufficient investments in order to meet your needs. With inflation causing a ruckus in the global economy, investors have begun expanding their orbit and stepping into non-traditional investments to keep up with the pace of rising expenses. Among various channels that provide returns adapting to the rate of inflation, you...
How To Select The Best Debt Mutual Funds?
While commuting to work, you catch a glimpse of the same billboard every morning. It says something along the same lines of ‘Get rid of all your financial worries by investing in best debt mutual funds.’ You might find it amusing. If it were that easy, wouldn’t everyone be rich? But what if we told you, it is not that hard or out of reach either? Because with every little eye roll or...